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About Us

Life happens—we get it. At Southern Credit in the Norfolk, Virginia area, we believe your credit score shouldn’t define your future. Whether you’ve dealt with bankruptcy, a repossession, or other financial challenges, we’re here to help you get back in the driver’s seat. Our friendly team is committed to finding a car you love and a financing plan that works for you. Let’s hit the road and turn things around—together!

We get it, dealing with credit challenges can be tough, but you don’t have to go it alone. Our experienced team will work with you one-on-one at Southern Credit to find a vehicle and financing plan that fits your budget and lifestyle. We work with a variety of lenders, including local ones in the Norfolk, Virginia area, to offer flexible terms and competitive rates.

Get Back on the Road with Southern Credit

Ready to rebuild your credit and get a car right here in Norfolk?

We understand that past financial bumps in the road can make securing a car loan feel impossible. That’s why at Southern Credit, we specialize in helping people just like you throughout the Norfolk, Virginia area. Whether you’re in Virginia Beach, Chesapeake, Portsmouth, or other surrounding communities, we’ll help you get behind the wheel of a reliable vehicle and take a big step toward a better financial future. We’re proud to serve our local community and help our neighbors get back on the road.

Here’s How Southern Credit Helps You Rebuild Your Credit

We’re proud to serve the Norfolk, Virginia area and nearby communities like Virginia Beach and Chesapeake. Our goal is to help you drive toward a brighter financial future. Contact Southern Credit today to learn more about how we can help you get on the road to better credit.

On-Time Payments

Making consistent, on-time car payments is one of the best ways to show responsible financial behavior. As each payment is reported to the credit bureaus, your credit score can steadily improve over time.

Smart Financing

We partner with a variety of lenders to find a loan that fits your budget. This helps you avoid financial stress and makes rebuilding your credit a manageable part of your life.

Expert Guidance

Our financial specialists are here to offer one-on-one advice. We'll help you understand your credit situation and navigate the entire process, answering any questions you have along the way.

Consistent Payments

Making regular, on-time car payments is a powerful way to demonstrate responsible financial behavior and rebuild your credit history. As each payment is reported to the credit bureau, your score gradually improves over time.

Affordable Financing

We work with lenders to find financing options that fit your budget. This helps you avoid taking on more debt than you can comfortably manage, a crucial component in rebuilding your credit.

Personalized Guidance

Our financial specialists will work with you to understand your specific credit situation and provide personalized advice on how to improve your credit score. We’ll help you navigate the process and answer any questions you may have.

Customer Experiences that inspire trust

The Southern Credit team helped me get the financing I needed for a new car. They were thorough and respectful of my time and privacy.

Shari Stiedeman

District Creative Associate